Wider field · Caucasus

Georgia

Tbilisi (or Batumi): very cheap, near-zero tax on foreign income — but 2026 rule changes and cold winters need care.

~£31,300
all-in / year
~£2,610
per month
$2,000/mo
income needed
The pitch

Why Georgia sells

Georgia offers a very low cost of living, near-zero personal tax on foreign income, and (historically) a frictionless 365-day visa-free stay — one of the cheapest legal bases in Eurasia for a remote-income family. On £4,500/mo you'd live comfortably with a large savings margin.

Tbilisi is the stronger base for this family — the only city with an established British/IGCSE school, the best flights and healthcare — while Batumi is cheaper and coastal but has no full IGCSE school and cold, wet winters.

The major 2026 caveat is a new work-authorisation regime that removes the old 'just live here and work' grey area — and neither base is warm all year.

The route in

How you actually get residency

Georgia's frictionless remote-work era changed on 1 March 2026: visa-free entry no longer auto-grants the right to work, and a new permit framework applies. This is the crux — get current professional advice before relying on any route.

Entry & stayPrimary

365-day visa-free + new permit

Britons still enter and stay up to 365 days visa-free — but working now needs authorisation.

  • From 1 March 2026, working/running a business needs a new labour/entrepreneurial permit (SESA) + residence
  • Financial-sufficiency benchmark ~$2,000/mo (or $24k savings) — easily cleared
  • Compliance deadlines and fines apply — verify the current framework
ImportantThe grey area

Tax route vs permit route

The tax-optimal structure and the permit-free structure may now conflict.

  • Purely remote work for foreign clients, no Georgian registration, may not need a permit — but this 'awaits clarification'
  • Registering as an Individual Entrepreneur (for the 1% tax) makes you 'self-employed' and does need the permit
  • Get current advice before choosing — the rules are new
Eli & DarciDependants

Who can come

Immigration and tax treat an adult child separately.

  • Eli (14) is a dependant
  • Darci (18) is an adult — needs her own basis (365-day visa-free short-term; her own permit for longer)
  • PR after ~6 years of continuous residence; citizenship ~10 years (dual restricted)
Read this firstThe catch

Winters, schooling & rowing

Beyond the permit change, three practical constraints.

  • Cold winters (Tbilisi near/below freezing; Batumi cold, wet, off-season) — not coastal warmth year-round
  • One British/IGCSE school (BIST, Tbilisi); Batumi means online
  • Rowing effectively unavailable at club level — trade it for the mountains
By the numbers

What a year costs

~£31,300/ year
≈ £2,610 per month · 2 adults + Eli · Tbilisi, good area
Living (2 + Eli)£19,800
Eli · IGCSE school£10,000
Flights (6 return/yr)£1,500
Living 63%School 32%Flights 5%

One of the cheapest bases, with a large income margin and near-zero foreign-income tax. Batumi is ~15–25% cheaper on rent but weaker on schooling. Figures at ≈ $1.28 to £1 (planning rate — verify).

Monthly living, itemised — 2 adults + Eli (excludes school & flights)
ItemUSD / month£ / month
Rent 3-bed, good area (Vake/Saburtalo)~$1,050£820
Groceries & household~$450£350
Utilities & internet winter gas heating spikes~$120£95
Private health insurance family local plan~$85£67
Transport~$175£137
Eating out, leisure & misc~$220£172
Living subtotal≈ $2,100≈ £1,650 / mo

Then a BIST IGCSE place (~£10,000/yr, verify) and ~6 return UK flights (often 1-stop) take the all-in to ~£2,610/mo — comfortably inside income, with a big surplus.

The practicalities

How it actually works

Tax on foreign income

Territorial: ~0%

Territorial system — genuinely foreign-source personal income is generally 0%. Individual Entrepreneur + Small Business Status = 1% of turnover up to GEL 500k. But registering as IE triggers the new work-permit requirement (see the route). Whether remote income is 'foreign' once resident is fact-specific — verify.

Healthcare

Cheap private

Private clinics in Tbilisi are good and very cheap by UK standards; local family insurance ~£67/mo. Add an international policy for serious/overseas care; complex care is below Western-European standards.

Climate & coast

Cold winters

Tbilisi: hot dry summers (30–35°C), cold winters (near/below freezing, some snow). Batumi: humid subtropical, warm wet summers but cool, very rainy winters. The coast is not warm year-round — beach season ~May–Sept.

Schooling · IGCSE

Tbilisi only

British International School of Tbilisi (BIST) — IGCSE/A-level, the natural fit (fees not public; budget ~£8–13k/yr). Batumi has no full British/IGCSE school → online fallback.

Pets

No quarantine in

Microchip, rabies jab and an endorsed health certificate within 10 days. Georgia is rabies 'high-risk', so the return to the UK is the harder route (titre test + wait) — plan it before you go.

Safety & notes

Safe; watch geopolitics

Very low violent crime — among the safer countries for families. Background risks: Russia occupies ~20% of the territory; periodic Tbilisi protests. Poor road standards. Monitor FCDO advice.

For Eli

His two loves — Caucasus riding, rowing paused

Mountain biking

Excellent. The Greater Caucasus is world-class terrain — trails, bike parks and guided riding around Tbilisi, Bakuriani and Gudauri. A strong fit for a keen rider.

Rowing

Be honest: Georgia has minimal competitive rowing and no meaningful junior club scene in Tbilisi or Batumi (some flatwater/kayak options, and the sea at Batumi). Treat rowing as effectively unavailable — the trade is 'pause the rowing, gain the mountains'.

Honest view

The trade-offs

In favour

  • Very cheap — big income margin
  • Near-zero tax on foreign income (territorial; 1% IE regime)
  • 365-day visa-free entry; very safe for families
  • World-class Caucasus mountain biking
  • English-medium IGCSE at BIST (Tbilisi)

Against

  • 2026 work-permit change ended the frictionless remote-work era — get advice
  • Cold winters; coast not warm year-round
  • No club rowing — a real loss for Eli
  • One IGCSE school (Tbilisi); Batumi means online
  • Darci (18) needs her own basis; UK pet re-entry is the harder route
  • UK flights often 1-stop (~7–11h); geopolitical background risk
Sources & notes
IBCCS — Georgia's new labour-migration rules (March 2026) Andersen — Georgia 1% Individual Entrepreneur tax regime Citizen Remote — Georgia stay/nomad route British International School of Tbilisi — IGCSE Wise — Tbilisi cost of living All figures planning-grade, July 2026, at ≈ $1.28/£1. Not legal, tax or immigration advice — the 2026 work-permit change and tax residency especially must be confirmed with specialists.